When my employment officially moved from a contracting agency to my employer after 90 days on the job, I began receiving benefits, including a 401k through Fidelity Investments. I set 10% of my income to go to my 401k and I selected a plan based on which year I would like to retire. The longer I work for my employer, the more is matched. Of my total balance, 66% is invested in domestic equity funds, 19% in international equity funds, and 15% in bonds.

Last week, my first contribution was made to my 401k. Goal 046: Start a 401k has been completed. I have deposited $25 to the charity fund savings account.

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